Investment Proposition

A strong international business with good returns and growth opportunities

 

We are a profitable, well-funded consumer credit business with a track record of meeting underserved customers’ needs responsibly.

Highly responsible consumer finance


World’s largest home credit business and a leading fintech operator.

Focused business and financial strategy


Developing businesses earning good returns and maintaining a strong financial profile.

Effective risk management


Long track record of managing key risks including credit, regulation, competition and liquidity.

Strong financial profile


Robust balance sheet and strong funding position.

Experienced management team


Broad range of financial services experience.

Close up of female accountant or banker making calculations. Savings, finances and economy concept

Our Financial Performance

Our Strategy

Our Business Model