Terms & Conditions

General

This website is intended for general information purposes. Reference to “us”, “we” or “our” shall mean International Personal Finance plc and all companies in which International Personal Finance plc directly or indirectly owns or controls the voting rights attaching to not less than 50% of the issued share capital or controls the appointment of a majority of the board of management.

Please read our conditions of use carefully as by using the website you will be taken to have agreed to be bound by them. We reserve the right to vary the conditions of use at any time and will post any variations here. You are advised to review the conditions of use on a regular basis as you will be deemed to have accepted variations if you continue to use the website after they have been posted. This website is published by Black Sun PLC on our behalf. Information published by Black Sun PLC on the website is supplied by us and, where indicated, by certain third parties. We take every care and precaution to ensure that information published on the website is accurate when posted and regularly updated, but neither we nor Black Sun PLC guarantee its accuracy and we may change the information at any time without notice.

Liability Limits

WE PUBLISH THE WEBSITE "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF OUR SITE, THE ACCURACY OF THE INFORMATION OR THE PRODUCTS OR SERVICES REFERRED TO ON THE WEBSITE (IN SO FAR AS SUCH WARRANTIES MAY BE EXCLUDED UNDER ANY RELEVANT LAW) AND NEITHER WE NOR BLACK SUN PLC SHALL BE LIABLE FOR ANY LOSSES OR DAMAGE THAT MAY RESULT FROM USE OF THE WEBSITE AS A CONSEQUENCE OF ANY INACCURACIES IN, OR ANY OMISSIONS FROM, THE INFORMATION WHICH IT MAY CONTAIN.

The information contained in the website is not an invitation to invest in the shares, or any other products or services or otherwise deal in these or enter into a contract with us or any other company. The information provided should not be relied upon in connection with any investment decision. The past performance of International Personal Finance plc or any other company referred to on the website cannot be relied upon as a guide to its future performance. The price of shares and the income derived from them can go down as well as up and investors may not get back the amount originally invested.

Intellectual Property Rights

Copyright © 2023 International Personal Finance plc. All rights reserved. We own the copyright and other intellectual property rights in the content published on the website including all text, images, sound, software and other materials except where otherwise indicated by a third party's proprietary notice. Images, trademarks and brands are also protected by other intellectual property laws and may not be reproduced or appropriated in any manner without written permission of their respective owners.

You are permitted to browse the website and, unless specifically prohibited by a notice published on any page, are permitted to reproduce extracts by way of printing, downloading to a hard disk and by distribution to other people but, in all cases, for personal purposes only and provided that any copy has any relevant proprietary notices and/or disclaimers attached to it. All other use is prohibited. No reproduction of any part of the website may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or site, whether in hard copy or electronic format, including posting to any other site.

Content and information provided by third parties other than us is identified clearly where it appears. We publish this content as supplied to us and are not responsible for its accuracy or timeliness. You must take appropriate steps to verify this information before acting upon it.

All comments, suggestions, graphics, ideas and other information or materials you submit to us through the website will become and remain our exclusive property, including any future rights associated with such submissions. This means that you disclaim any proprietary rights in such submissions and you acknowledge our unrestricted right to use them (or materials or ideas similar to them) in any medium, now and in the future, without notice, compensation or other obligation to you or any other person and that we have no obligation to keep your submissions confidential.

Linked Internet Sites

At various points throughout the website you may be offered automatic links to other internet sites which could be considered relevant or interesting to you. This does not indicate that we are necessarily associated with any of those sites or their owners. We are not responsible for the content of any other website from which you have accessed the website or to which you may hyperlink from the website and cannot be held liable for any loss or damage you incur as a result of your use of any other such site.

Governing law

These conditions of use are governed by the laws of England and Wales and you agree that the English courts shall have exclusive jurisdiction in any dispute.

To the extent that any part of these conditions of use is found to be invalid, unlawful or unenforceable by any court of competent jurisdiction such part shall to that extent be severed from the remaining terms all of which shall remain in full force and effect as permitted by law.

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Our use of cookies

We use necessary cookies to make our site work. We’d also like to set optional analytics cookies to help us improve it. We won’t set optional cookies unless you enable them. Using this tool will set a cookie on your device to remember your preferences.

For more detailed information about the cookies we use, see our Cookie policy


Analytics cookies

We’d like to set Google Analytics cookies to help us to improve our website by collecting and reporting information on how you use it. The cookies collect information in a way that does not directly identify anyone.

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