We are a global financial services company playing a vital role in the lives of millions of people by providing unsecured, affordable credit and great-value insurance products, in a responsible way.

Who we serve

We help people, who are often financially excluded by other lenders, access affordable credit and other financial services, when and where they need it.

We are here to help our customers buy everyday things for today and to support them so they can plan for tomorrow.  

Meet some of our customers and the colleagues who serve them below:

Being a responsible lender

Our values of being respectful, responsible and strightforward unite the way we work every day to support our customers and communities. They are underpinned by our Code of Ethics which guides responsible behaviour and decisions.

Creating social value

We are a purpose-led organisation striving to be an uncompromising force for good in the markets in which we operate, while maximising value for all our stakeholders.


Maintaining the highest standards of governance is integral to the effective delivery of our strategy.

Enabling financial inclusion

Without the ability to be a part of the regulated financial system, people find it difficult to save, obtain fair-priced credit or start a business.

Financial news

Financial calendar

  • Investor webinar: Understanding and responding to customer needs to deliver growth. Contact [email protected] to register

  • 2023 full-year results

  • Q1 2024 trading update

  • AGM

View all

Join us in making a difference everyday

We provide exciting career opportunities for our colleagues, who believe in contributing to society in the markets in which we operate. Our people have a sense of pride in being connected to people in their communities and helping them obtain regulated credit.

We are not only here to help our customers when they need it most today, but they can also be sure of our support on their financial journey so they can plan for tomorrow.  

Read about Rosa's story, Customer, Mexico