Global Code of Ethics

We uphold the highest standards of integrity, transparency, and accountability in all our operations. Our Global Code of Ethics ensures that we apply the same ethical standards worldwide and that every action we take aligns with our core values and contributes positively to the communities we serve.

Doing the Right Thing

We all have a responsibility to do the right thing. Our Code of Ethics is our daily guide to how we do this. We believe in conducting business honestly and ethically, even when faced with difficult decisions. We are transparent in our business practices and make ourselves accountable for the impacts we have on all our stakeholders.

Our Responsible Business Framework

As a global lending business, we have the responsibility and opportunity to make a real difference to our customers’ financial futures and to contribute to the creation of a low-carbon, fairer and more ethical society. Our Responsible Business Framework is our overarching vision for how we can contribute to a more sustainable world.

Our People

Our people are the driving force behind our achievements and the embodiment of our core values. Together, we strive to cultivate a culture of excellence, collaboration, and mutual respect, ensuring that every member of our team has the opportunity to reach their full potential and make a meaningful impact on the world around us. Our Code of Ethics provides the necessary guidance to enable our people to do all of this responsibly and ethically.

Our Policies

We comply with the spirit and the letter of all applicable laws and regulations. Our policies are reviewed and updated to reflect changes in legislation, emerging issues and market developments.  

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Our Board

Board committees


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