With growth at International Personal Finance (IPF) expected to accelerate in 2025, Panmure Liberum’s Managing Director and Financials Analyst, Rae Maille, sat down with IPF’s CFO, Gary Thompson, for a podcast exploring the key drivers of this momentum and the fundamentals of IPF’s business model.
Over nearly 30 years, IPF has provided consumer credit to more than 15 million customers, many of whom are underserved by traditional lenders. In the podcast, Gary outlines how IPF’s dual operating models - home credit and digital lending - are designed to meet customer needs while maintaining robust credit quality.
Gary explains how the company’s extensive network of customer representatives creates a strong competitive advantage, helping to mitigate credit risk and deepen customer engagement. He also shares insights into recent strategic initiatives since his appointment as CFO, including the introduction of new key performance indicators (KPIs) and the implementation of a simplified financial model and reporting structure.
Listen to the podcast here.
