Learn about our
Cookie policy

With the endeavour to better meet your needs and customise your experience, the International Personal Finance plc (“IPF”) website may place small data files called cookies on your device. Below you will find the basic information about cookies and explanation on how exactly our website makes use of them. 

If, however, you still have queries related to this please contact our Data Protection Officer at gdpo@ipfin.co.uk.

What are cookies?

Cookies are small text files sent to your browser or device. Although cookies contain identifying information, they do not contain any information that identifies you personally, but rather allow us to recognise you upon return to our website, and to help understand usage of the website. Cookies are stored on your computer, phone, tablet or any other device used to access our website until they expire, or you delete them. Cookies cannot access or read other information stored in your device.

Depending on the duration, they can be:

Session cookies have a temporary storage duration, limited only to the duration of the session in which a certain visitor accesses the website. A browser session starts when a user opens the browser window and finishes when they close the browser window. Once you close the browser, all session cookies are deleted.

Persistent cookies remain on a user's device for the period specified in the cookie. They are not deleted at the time of closing the session or the browser, but at the expiration of that duration.

Considering the operator who places cookies, there are first and third-party cookies. Whether a cookie is 'first' or 'third' party refers to the domain placing the cookie.

First party cookies are placed by the website that is being visited.

Third party cookies are placed by a domain website other than the website being visited. If a user visits a website and another entity sets a cookie through that website, this would be a third-party cookie.

The cookies we use and why. Your consent for the cookies’ categories.

Strictly Necessary Cookies. These cookies are used to for our website to work and therefore cannot be turned off. These cookies are usually set in response to your actions e.g. setting your preferences, logging in, or entering data in forms. You can block or delete them by changing your browser settings, but some functions of our websites will not work.

Analytics Cookies. These cookies collect information that is used to help us understand how visitors use different parts of our website. That helps us to customize our site to improve your browsing experience. They help us to count visits, know which pages are the most and least popular, see how visitors move around the site or if you experience any errors. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when and if you have visited our website and will not be able to monitor its performance or improve your brosing experince. 

Targeting Cookies. These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant adverts on other sites.   They do not store directly personal information but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.

Please check Cookies settings for more details.

Given the way in which the services and information we offer online will be developed, it is possible that these cookies may change their technological characteristics in the future. However, even in this situation they will continue to fulfill one of the purposes described in this policy.

How do I change my cookies settings?

When you visit our website, strictly necessary cookies will be placed on your device. For analytics and targeting cookies, we request your consent before placing them on your device. You can give your consent by clicking on the appropriate button on the banner displayed to you.

If you do not wish to give consent or wish to withdraw your consent to any analytics or targeting cookies, you can configure your cookie settings on our website any time.

If you want to disable cookies while visiting our website, change the settings in your browser to reject cookies.

Internet Explorer: http://support.microsoft.com/kb/278835

Chrome: https://support.google.com/chrome/answer/95647?hl=en

Firefox: http://support.mozilla.org/en-US/kb/Clear%20Recent%20History

Opera: http://www.opera.com/browser/tutorials/security/privacy

Safari: http://support.apple.com/kb/PH5042

 To find information relating to other browsers, visit the browser developer's website.

You can find out more about cookies at www.allaboutcookies.org.

Links to external websites

We may refer to, or establish relations with, other companies, organisations and public bodies that will enable you to access their websites directly from ours. Each of them will operate its own policy regarding the use of cookies and collection and use of information. If you have any concerns regarding the way your data will be used, we recommend referring to the privacy statements on relevant websites.

IPF will strive to provide you with links to high quality, reputable websites which we think will be of interest and relevance to you. However, please note that we are not responsible for the content of such websites and cannot accept responsibility for any issues arising in connection with the third party's use of your data, the website content or the services offered to you by these websites.