An overview of IPF
At a Glance
IPF is a leading international home credit and digital provider of consumer finance. Here are a few of our Group statistics for the twelve months ended 31 December 2018. The following performance metrics relate to continuing operations.
2,301 +1%
Customers (‘000)
£1,360.6m +6%
Credit issued (£M)
£866.4m +4%
Revenue (£M)*
£109.3m +12%
Profit before tax (£M)*
33.8p
Pre-exceptional earnings per share (p)
5
Home credit markets
8
IPF Digital markets
21,000
Agents
61.8% home credit64.5% IPF Digital Customer retention
£923.4m
Average net receivables
26.2%
Impairment % revenue
44.9%
Cost-income ratio
* 2018 actual full-year performance against 2017 adjusted for IFRS9