An overview of IPF
At a Glance

IPF is a leading international home credit and digital provider of consumer finance. Here is a selection of our Group statistics for the twelve months ended 31 December 2021.

customers 1.7m Customers
credit-issued £982m Credit issued (£m)
revenue £549m Revenue (£m)
profit-before-tax £67.7m Pre-exceptional profit before tax (£m)
eps 18.8p Earnings per share (p)
home-credit-markets 5 Home credit markets
digital-markets 7 IPF Digital markets
agents 17,000 Customer representatives
customer-retention 51 European home credit
69 IPF Digital
Net Promoter Score
credit-issued-per-customer £677m Average net receivables
impairmant 10.2% Impairment % revenue
cost-income-ratio 55.7% Cost-income ratio