We are a leading international provider of home credit and digital loans. Our home credit business model has been operating for more than 130 years and is well established, resilient and profitable. Our home credit product has two core elements: a small-sum, short term unsecured cash loan and an optional home collection service provided by dedicated agents. Our growing digital loans business operates in Poland under our hapiloans brand and in Finland, Latvia, Estonia, Lithuania and Australia with the Credit24 and Sving brands.
Our 2.6 million customers chose us because we are:
We operate in eight countries-Poland, the Czech Republic, Slovakia, Hungary, Mexico, Romania, Lithuania and Bulgaria. We also have a central office in Leeds, UK.
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Our business model
Our business model has been operating for more than 130 years and is well established, resilient and profitable.
View our business model