Who we are

We are International Personal Finance plc, a leading provider of home credit and digital loans. Our Provident brand operates in eight countries across Europe and Mexico and our digital business serves customers in further five European countries.

Our operations

Our Provident brand operates in eight countries - Poland, Czech Republic, Slovakia, Hungary, Mexico, Romania, Lithuania and Bulgaria. We also have digital operations in Finland, Latvia, Estonia and Australia.

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Our business model

Our business model

Our home credit business model is well-established, resilient and profitable.

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Our digital business

Our digital business

In 2014 we successfully launched our digital business hapiloans and acquired experienced provider of digital loans MCB Finance.

More on our digital business

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